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Mortgage Loan Programs

Conventional Loans

A Conventional loan or Conforming loan is a term used for loans that follow guidelines and conditions set by government sponsored entities (Freddie Mac and Fannie Mae). These loans are not guaranteed by a government agency such as FHA or VA. Conforming loans are limited to $417,000 and can be fixed, adjustable rate mortgages (ARMs), balloons or buydown programs.

 

 

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Homeowners Cafe by Zions Bank - Your Resource on Home Ownership

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Quick Tip

A conventional loan can be obtained with as little as 5% down but it is recommended to put as much as 20% down to get the best terms available.

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