First Time Home Buyer: In Process
Time Lines and Expectations
The length of time between your loan application and loan closing can vary widely depending on many factors. If the home inspector finds or encounters problems with the property, often the loan can not proceed until these issues have been addressed. Sometimes the lender will have issues with the home appraisal and the original appraisal will need to be put under review. Problems with title may include tackling setbacks that were not initially clear. There is no clear timeframe as to how long mortgage transactions take, however, your preparation and cooperation is the best way to insure a smooth transaction.
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Quick Tip
Self-employed borrowers need to provide two years of their most recent tax returns.
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