First Time Home Buyer: Pre Purchase
Utah Housing Loans
The Utah Housing Corporation Program offers a fixed interest rate loan, oftentimes at interest rates just below the market rate. These loans require a 3.5% down payment, however, that 3.5% down as well as up to 3% of closing costs can be financed using the Utah Housing PLUS program. These loans are guaranteed or insured through FHA and VA. The program has income and property price limitations.
To see Zions Bank rates and apply, click here.
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Quick Tip
You may qualify as a first time homebuyer if you have not owned a home in the last 3 years or you are a single parent with full custody of at least one child.
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